Since the cloud was mentioned, it might be pertinent to mention that you do not want to work on databases while opened in such locations. It would be fine to store files there, but they should be downloaded to local disk and opened from there. Your risk of db corruption increases if you work on Access db from cloud or even usb sticks. Maybe the risk with usb is not so great anymore but it happened to me once and I blame it on that.
Welcome to the forum, btw.
EDIT
If you want to pick and choose questions for a particular occasion, keeping the text in tables would be the way to go, and compile these in Access reports. If you simply want to repeatedly use the same batch of questions (and have a need for a lot of formatting) I'd store the path in a table and let Access open Word to get the document. The general consensus will be to not store documents in Access tables. Note that Access has a significant learning curve if you want to create a well designed db.
The more we hear silence, the more we begin to think about our value in this universe.
Paraphrase of Professor Brian Cox.