You are going to need more info in your Query, required is the EmailAddress or how do you know who you are sending it to, helpful would be Name so you can say Hi <NAME>, ...
If you look into RecordSets and Looping through them, there are probably many on the Forum.
Then you just need to pass in the Email Address to the following code you already have:
Amended
Code:
DoCmd.SendObject acQuery, "InsuranceTable Query", "Excel97-Excel2003Workbook(*.xls)", <EMAIL_ADDRESS>, "", "", "Insurance Renewal List", "Dear " & <NAME> & ", Plz renewal the attached list Thanking you ", False, ""