Ruegen, I disagree that both tables need ID primary/foreign key. Tables can link on text fields,
Here is a tutorial on dependent comboboxes. http://www.datapigtechnologies.com/f...combobox2.html
If both comboboxes are on the same form, the second combobox sql WHERE criteria can simply be: AgencyName = [cboAgency]
Be aware that dependent comboboxes that use lookup alias (as Ruegen describes) will not work nice with form in Continuous or Datasheet view. However, since you are not using an ID primary/foreign key for Agency you should not have an issue.